Law & Legal Issues
The laws of a society is a set of rules and principles that determine a system of society's dos and don'ts, and the institutions that legislate and enforce the laws. Ask your questions about laws, legal systems, and legal issues here.
Asked in Law & Legal Issues, Mortgages, Contract Law
Is mortgage elimination a scam or legitimate?
Mortgage elimination services that claim they can eliminate your mortgage without you paying your mortgage debt are a scam. They typically involve the payment of an upfront fee. They are premised on the argument that the entire banking system is flawed and their claims simply are not accurate nor is their understanding of mortgages and contract law. They are in business to get some of your money. The only way you can eliminate a mortgage and keep your home is by paying it in full or refinancing it. When you sign the promissory note and the mortgage, you are signing a CONTRACT between you and the lender. You are also assigning your rights in your property to the lender until the loan is paid. If you fail to honor the terms of that contract (i.e. making your payments on time until the loan is paid off), the lender may exercise any number of legal remedies to get their money back, including foreclosure and sale of the property. This is from Treas.gov: Subject: Illegal Financial Activity; Description: Fictitious Debt Elimination Schemes Date: October 1, 2003 Please be advised that worthless instruments entitled Bond for Discharge of Debt, Bill of Exchange, Due Bill, Redemption Certificate, or other similarly titled documents continue to be presented to financial institutions, mortgage companies, credit card issuers, and retail establishments throughout the United States in an effort to eliminate legitimate debts. Many of these schemes are premised on baseless or fraudulent claims against the United States Treasury, the Secretary of the Treasury, the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Internal Revenue Service, or other federal or state agencies. (See also OCC Alert 2003-7 and OCC Alert 99-10). Regardless of how such instruments or documents are titled or whether they appear authentic, they are worthless, have no legal validity, and are not payable through the United States Treasury, the Secretary of the Treasury, the Comptroller of the Currency, or any other federal or state agency. The OCC is aware of the following organizations and Web sites promoting these fraudulent schemes: America's Advantage eliminatemortgages.com goodbyemortgages.com mortgageelimination.net the7thfire.com Financial Dynamics remedywithredemption.com The creation and presentment of these fictitious instruments may be a violation of Title 18, Section 514, Fictitious Obligations, or other federal criminal statutes, and any person(s) using such fictitious instruments with the intent to discharge valid debts may be subject to criminal prosecution. If a fraudulent document such as those described above is presented to your financial institution, do not return it. Instead, retain the document and file a Suspicious Activity Report. Deliver the instrument and a copy of the SAR to the local office of the Federal Bureau of Investigation.
Asked in Law & Legal Issues
Is MPB today legal?
Absolutely. The difference between a business and a scam is a business has a product or service. MPB Today sells groceries and Walmart gift cards at fair prices (products). If you choose to get into business and earn money they have a $10 yr website that is needed to do business (service). This is an incredible company that allows regular people to make money or at least eliminate their grocery bill with out any finical strain. You are going to eat eventually, it will cost money to do that, so why not spent the $10 and start you a business so you can profit from eating. See my profile to learn more about MPB Today. MPB Today is what is known as a Multi-Level Marketing company. There is nothing inherently illegal or unethical about the company, nor is it some sort of scam. However, MLM-style companies are generally a poor investment (or poor return-on-expenditures) for the majority of its customers, as the system is set up to provide significant benefits only to those who in turn can recruit additional members to purchase the company's products. As such, there is no scam or illegal action going on, but the literature describing the potential benefits significantly overstates the actual benefits received by the average member. That is, if you study the terms of the member agreement, you will discover that everyone is required to purchase X dollars worth of goods to join, which will generally cost you X + Y dollars after all fees and shipping are taken into account. You can make back that Y dollars only by recruiting additional members. So, overall, MPB is NOT a good deal for the average person. For someone who is a good saleman and can find a willing subscriber base, it will turn out to be beneficial, but the average subscriber will find it to be less-than-advertised.
Asked in Law & Legal Issues
What is the penalty for public urination in GA?
According to Title 16, Chapter 6 O.C.G.A ?§ 16-6-8 (2009) this is prosecuted as Public Indecency, it is a sexual offense, and the specific section is listed below: TITLE 16. CRIMES AND OFFENSES CHAPTER 6. SEXUAL OFFENSES O.C.G.A. ?§ 16-6-8 (2009) Public indecency (a) A person commits the offense of public indecency when he or she performs any of the following acts in a public place: (1) An act of sexual intercourse; (2) A lewd exposure of the sexual organs; [emphasis added] (3) A lewd appearance in a state of partial or complete nudity; [emphasis added] or (4) A lewd caress or indecent fondling of the body of another person. (b) A person convicted of the offense of public indecency as provided in subsection (a) of this Code section shall be punished as for a misdemeanor except as provided in subsection (c) of this Code section. (c) Upon a third or subsequent conviction for public indecency for the violation of paragraph (2), (3), or (4) of subsection (a) of this Code section, a person shall be guilty of a felony and shall be punished by imprisonment for not less than one nor more than five years. Upon the completion of incarceration, the offender will be required to register on the Georgia State Sex Offender Registry.
Asked in Chemistry, Law & Legal Issues
What gas law applies to aerosol cans being stored in a cool place?
Don't really know if this is what your asking but P1/T1= P2/T2 should show how the pressure varies with temperature (V is left out because it's constant since the gas is trapped in an aerosol can). As the temperature rises the pressure rises and if it gets too high then the can explodes, which is why it should be stored in a cool place. There's also PV=nRT might be kind of hard to find moles (n) though. the ideal gas law will provide a rough estimate for the P V T properties of the vapor in the cans. ________________________________________________ Edit by: Bipolarattorney 08/17/12 From a legal perspective, in the United States, the Occupational Safety & Health Administration (OSHA) would govern the requirement to safely/properly store hazardous materials. The Code of Federal Regulations, which would apply, is 29 CFR 1910.
Asked in Law & Legal Issues
How do you write a bill for law and get it passed in Illinois?
An 'individual' cannot write a bill for a prospective law. They can only submit it, or its suggested wording, to their elected representative who will review it and make the decision as to whether it would make good law or not. Only they can make the decision as to whether or not they will submit it to their legislature for consideration. answer #2 Most states have an "initiative" process whereby a number of citizens can write a law collect a number of signatures defined by the state constitution. The Secretary of State willverify the signatures. In some states the legislature then has a period of time during which they may pass the law. If they do not the issue will go to the state ballot to be voted on by the voters. In Illinois the initiative process by the citizens is limited to Constitutional amendments. They would, via the signature/ballot process modify the Constitution and then the legislature would be required to enact laws implementing the change. So in a convoluted way Illinois citizens can cause a law to be written.
Asked in Law & Legal Issues, Slot Machines
Is there a law on casino money won?
Yes, lots of 'em. Each state has their own sets of laws and federally, you are supposed to claim your winnings, but that's pretty much on the honor system. When you claim your winnings on your federal tax, don't forget to subtract your losses. You can easily obtain a win/loss report from the casinos you frequent if you call them, or stop by their customer service or players club booth. If you don't have a players' card at that casino, though, getting a win/loss report will probably be difficult or impossible. Casinos are not required to send the win/loss reports to the feds, so don't worry if you feel the amount you have won is too insignificant to claim. The IRS won't come and take you away or anything. I would, however, strongly advise you to claim any winnings in excess of $10,000. If you made $10,0000 all in one day, you're going to be on the radar anyways, because, just like banks, casinos are required by federal law to fill out a CTR (currency transaction report) for cash transactions over $10,000. These are not sent to the IRS, but to homeland security, to identify possible cases of money laundering. But if one government agency has this information, how hard would it be for the IRS to get wind of it? Beyond the federal, the only state I can answer for is Indiana. If you win a jackpot of $1200* or more in the state of Indiana, 3.4% state tax will automatically be taken out. You can get this back if you are not an Indiana resident, although I hear that can be quite a hassle. If you win a drawing, you may be required to pay state taxes also. Just remember, though, if you don't have your current drivers license, state ID or passport with you when you win a drawing or jackpot, you will not be able to claim your prize until you can produce one of those valid documents.** *The $1200 amount is the same for any U.S. state, it is the amount that the IRS set as a minimum. However you need to have hit 1200 in one shot. One spin, one hand of poker, or blackjack, one roll of the dice, whatever. If you play for a while and get small hits a lot and cash out more than 1200 you're fine. ( I played for a while, built my total up to $1300, cashed out, and went home. however I also hit a win for $1500, when I was paid, the casino workers also brought a tax form to fill out before they gave me the $$ ) You'll see progressive amounts for some slots/video poker stop at $1199, so more people will play them, knowing that if they win top payout, they don't have to pay taxes. **If you don't have valid ID on you at the time of the win, you will be removed from the property, and the casino will keep the win and possibly any money you have in the machine. You cannot be in a casino without proof of age/ID, no matter how old you are, or "who you know". If gaming control comes in and cards everyone, than everyone better have ID, or the casino can get fined, or even get their license pulled.
What are the three levels of the US federal court system?
LEVELS The three levels are: Trial level Appellate level Supreme Court Trial level includes many types of courts, such as the District Court, Bankruptcy Court, Court of Federal Claims and other courts with specialized subject matter jurisdiction. The Appellate level is the US Court of Appeals, to which an appeal of decisions from any trial level court may be taken. The Supreme Court is where appeals from decisions in the Court of Appeals are taken. The decision of the Supreme Court is final. FEDERAL COURTS AT ABOVE LEVELS The three courts of general jurisdiction that make up the Judicial branch of the federal government are: US District Courts (trial level) The 94 US District Courts are the trial courts of the federal judiciary. They have jurisdiction over most types of cases, both civil and criminal, within their geographic areas. Appeals from US District Courts go to the US Court of Appeals Circuit Courts. US Courts of Appeals (intermediate appellate level) There are thirteen United States Courts of Appeals Circuit Courts comprising the intermediate appellate step between the District Courts and the Supreme Court. Twelve of these courts handle cases from District Courts within their geographic areas. The Circuits are specifically referred to by name or number; for example, United States Court of Appeals for the Ninth Circuit or United States Court of Appeals for the District of Columbia Circuit. The thirteenth Circuit court is the United States Court of Appeals for the Federal Circuit, which has nationwide jurisdiction over cases from the courts of International Trade and Federal Claims. They also review patent and copyright cases. Supreme Court of the United States (final appellate level) Although we often refer to the highest court in the nation as the US Supreme Court (to distinguish it from state supreme courts), the official name is the Supreme Court of the United States, often abbreviated SCOTUS. The nine justices (one Chief Justice and eight Associate Justices) primarily hear cases on appeal from the Circuit Courts, although they may hear certain types of cases directly from the US District Courts, and also from state supreme courts, if the case involves a preserved matter of federal or constitutional law. Most cases are submitted to the Supreme Court on a petition for a writ of certiorari, a request for the Court to review the petitioner's case. In 2009, the Court received more than 7,700 petitions, and accepted fewer than 100 for oral argument. The Court has sole discretion over which cases it hears, so the justices choose matters of national importance or issues where the constitution is being interpreted inconsistently or in opposition to the Court's opinion. For more information, see Related Questions, below.
Asked in Law & Legal Issues, Civil Cases
What happens if a party doesn't respond to interrogatories?
You file a motion to compel, and ask the court to order them to do so. You also ask for attorney fees for the cost of bringing the motion. If they still don't do so, you ask for sanctions (such as dismissing their complaint or a defense). Yes, you file a motion to compel - but, attempt to work out the reasons why they haven't responded within the deadline to respond. Most judges do not want to be dragged into discovery disputes. If you can't work it out with the other party, then file a motion to compel. You would not ask for attorney fees as part of that motion to compel. That's an entirely separate issue from discovery. Also, I highly doubt a judge would dismiss an entire claim over a discovery issue. Generally, if the judge is dragged into it, you or your attorney (hopefully you have one) would have a telephone hearing with the judge & other side over why they won't answer the interrogatories. Then the judge makes a ruling on that - sometimes the other side DOES have a legal argument for not answer some of the interrogatories. So, attempt to work out the issue without court involvement, if that doesn't work, file a motion to compel discovery and the court will take it from there.
What does motion denied as moot mean?
It may depend on the context, but in general it means that the motion no longer has any value so it was denied simply because it doesn't matter. For example, suppose you file two separate motions: one to dismiss a case against you, and another to exclude certain evidence so it can't be used against you at trial. If the judge grants your first motion, then the second is meaningless; no evidence will be used against you because there will be no trial. Therefore, the second motion would be denied as moot.
Can you drop out of college at any time?
Yes, you may drop out at anytime, however; if you plan on withdrawing out and have taken out student loans/grants there is a predetermined time frame in which the school has to return any payments received. (Ask your school counselor to find out how many weeks you have if this is something you are interested in.) If the school is required to return funds then you will only be responsible for the difference of what was spent. If you do not drop out soon enough then you will still have to pay your student loans back in full (in installemts unless you can afford to pay in full). If you have paid out of pocket for you tuition then the same applies they will refund you any overage you have paid if you withdraw within their specified time period. Otherwise your payment will not be reimbursed.
Asked in Law & Legal Issues
Why is there no statute of limitations for murder?
Murder is a crime in America, That does not have a statue of limitations. But I do not expect that Murder is not a statue of limitations. So, I think, '' No Statue of Limitations on Murder. In laws, ''In the United States, there are many crime categories which hold no statue of limitations.'' Such as murder, kidnapping, treason, fraud, forgery, embezzlement, crimes against humanity (war crimes). There is no statute of limitations for federal crimes punishable by death, nor for certain federal crimes of terrorism.
Asked in Law & Legal Issues, Civil Rights
Is it illegal to carry someones id?
What does the phrase accessory before the fact mean?
Asked in Law & Legal Issues, Mortgages, Bankruptcy Law
What is an unsecured promissory note?
Which country was the first to give women the right to vote?
At a national level, Grant Duchy of Finland(1883) was first to declare universal suffrage and allow anyone to participate in politic, women included, although it was a autonymous part of Russian Empire at that stage. The first independent country to give women the right to vote in national elections (not local or provincial) was New Zealand in 1893. Previous bills or amendments only narrowly failed in New Zealands parliament as early as 1878. Places with similar status which granted women the vote include Wyoming Territory (1869). Other possible contenders for first "country" to grant female suffrage include the Corsican Republic(1769), the Isle of Man (1881), the Pitcairn Islands(1838), Franceville(1889), but some of these had brief existences as independent states and others were not clearly independent. Sweden was first one to allow women to participate in elections in 1718, but only to guild members and only on local elections. Of currently existing independent countries, New Zealand was the first to give women the right to vote in 1893 when it was a self-governing British colony. Similarly, the colony of South Australia enacted legislation giving women the vote in 1894. Places with similar status which granted women the vote include Wyoming Territory (1869). Other possible contenders for first "country" to grant female suffrage include the Corsican Republic, the Isle of Man (1881), the Pitcairn Islands, and Franceville, but some of these had brief existences as independent states and others were not clearly independent.
Asked in Law & Legal Issues
Why is mooning illegal?
Because some people (believe it or not) don't want to see your penis. Flashing bare body parts is considered lewd and can result in a misdemeanor charge. In the U.S.A. indecent exposure is the deliberate exposure in public or in view of the general public by a person of a portion or portions of their body, in circumstances where the exposure is contrary to local moral or other standards of appropriate behavior.
What is meant by having jurisdiction over the case?
Asked in Law & Legal Issues
Is writing on cars considered vandalism in Illinois?
What do you mean by Indian mercantile law?
What are immoral deeds?
Opinion A deed can not become moral or immoral because we consider them so. It is beyond the way we feel some thing good or bad. A deed of moral has to pass that bill in the court of nature. A deed defined through a set of rules is immoral at the first place. immoral deeds are the deeds which have one or more contradictions with the law of nature. Therefore a moral deeds do not go against the law of nature in any way. Examples: Feeling love for the child is moral [because it is natural], feeling hate for the child is immoral [ because it is unnatural]. It is ok and moral to feel no love for a child who is not yours. Having sex with agreement is moral [if anything constructive happens it is only when there is agreement among the member elements. This is the law of nature. Raping is immoral, because even animals do not have forceful sex breeding season has to come. Opinion Immoral deeds are actions that violate the moral code in any given population. Immoral deeds are those that intend to harm, that violate ethical and legal standards of conduct, that interfere with the well being of a community and its inhabitants. On a universal scale immoral deeds are actions that violate human rights.
Asked in Law & Legal Issues
What is the definition of oil pool account?
The Oil Pool Account is the buffer maintained by the Government of India that takes care of the fluctuations in the price of of petroleum products with the help of surcharges collected on sales and enables it to make the products available at stable prices decided by it over long periods. The difference in the inflows and the outflows of funds result in a surplus or deficit in the oil pool account.