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Does anybody actually sign the back of their credit cards?

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Al Leuschke
November 25, 2019 10:12PM

Yes, and it's a pretty good idea. Signing your card means merchants have something to check the signature on the receipt against, which is supposed to be a key security step.

The reasoning against signing a credit card is usually that if your card gets stolen, the thief has an example to follow if they want to forge your signature. Some people will write "See ID" in the signature slot instead, hoping that message will prompt store clerks to ask to see the scoundrel's ID before ringing up the sale, thus blocking any fraudulent purchases.

This, however, is a flawed scheme at best. For one, lots of stores don’t check the back of the card, especially with the rise of self checkout machines. So that "See ID" message is probably not going to foil any scams. Additionally, thieves rarely take the time to practice their penmanship, so if you signed the back of your card and contest a fraudulent charge, their phony signature is pretty easy to spot.

And besides, you're probably in violation of the card’s terms of service if it’s not signed. Visa, for example, advises merchants who actually check that "an unsigned card is considered invalid and should not be accepted."

So yeah, lots of people sign their credit cards, and it’s generally a good practice.

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Jennett Swan
December 08, 2019 4:51PM
I always write ASK FOR I.D. on the back. It prompts the merchant to verify that you are the cardholder and protects against fraud. It can also protect you from being responsible for unauthorized usage.
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simsc
December 08, 2019 1:47PM
i dont give one
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Chi-An Tsai
December 08, 2019 4:58AM
yes
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sunnyhanda md
December 08, 2019 5:19AM
No, Becouse thise is not complsary. and i m a doctor i have a credit cards but i suggest all the person is ... I was a patient at the clinic and was by the provider o. Clinic wait time was reasonable. My health care quickly and thoroughly addresses. I was educated on what home remedies to do, as well as prescribed medicine to get better. I would recommend this provider and clinic to my friends and family.
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